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"For all foreign financial institutions in China, the world's second-largest credit market is definitely appealing and will inspire a wider array of cooperative models and tailored products among domestic and local players," Lai said.

"For UnionPay, the countries and regions involved in the Belt and Road Initiative are a priority. They are not only closely tied with China in many aspects but also are in need of infrastructure relating to transfer payments and digital payments," said Ge Huayong, chairman of China UnionPay, at the 10th Lujiazui Forum 2018 in June.

"For example, Kenya also has a high popularity of mobile payments."

"Financial cooperation is always fundamental in order to guarantee our cooperation in other areas," he said, adding the debt issue is not on the agenda of the visit.

"From this year, we have been exploring going global as we set up our first overseas office in South Korea," Chen said.